AI submission automation that works across every specialty line

Enterprise Model for Universal Ingestion

Our Generic Model gives carriers an instant on-ramp to AI-driven underwriting. It delivers AI submission automation that ingests, cleans and structures complex risk data across any class of business, perfect for carriers looking to create immediate, group-wide efficiency gains.

Scale as appetite grows

By removing manual rekeying and automating submission intake, the Generic Model helps carriers quote faster, improve submission quality and increase quote-to-bind ratios. It’s the same proven technology that powers our specialist models — ready to deliver ROI from day one and scale with you as appetite grows.

  • Rapid onboarding — go live in weeks, not months

  • Broad coverage — supports all specialty insurance lines including hard-to-place and emerging risks

  • Accurate out of the box — advanced data extraction for insurance submissions with minimal configuration

  • Future-proof — a foundation to layer line-specific AI models as your portfolio evolves

How it works

Our proprietary insurance document ingestion engine uses large language models trained for insurance context. It captures and validates all the fields underwriters need — not just simple name and address — but the nuanced data that drives accurate pricing and better risk selection.

Your teams can upload or forward raw submissions (emails, spreadsheets, word docs, PDFs), and the model instantly returns clean, structured, underwriter-ready data. The result is a single digital feed into your rating, pricing and core systems — cutting manual handling and speeding up time to quote.

Key benefits

Instant efficiency

Unify submission automation across divisions and geographies.

Better risk insight

Capture the deep contextual data that matters for accurate underwriting. 


Improved quote-to-bind 

Faster responses mean you win more broker-first opportunities.

Scalable automation

Extend AI across multiple lines without rebuilding from scratch.

Compliance and consistency 

Reduce human error and standardise data intake.

Accelerated submission processing

AI-driven workflows boost accuracy and speed – so you can win more business, faster.

Designed for carriers and MGAs

Whether you write Marine, Aviation, PV&T, Construction or any other specialty risk, the Generic Model provides a fast way to bring AI submission automation into your business. Start simple, prove value and then expand to our line-specific ingestion models to achieve unmatched accuracy and automation.

Concirrus allows us to be more responsive to brokers and insureds, ensures greater regulatory compliance and consistency in our underwriting, and supports our team to focus on what matters most — strategic risk assessment and client service.

Steven Allen, President of Applied

Industry Insights

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