AI submission automation that works across every specialty line
Built for (re)insurers, MGAs, and brokers operating across complex specialty risks.
Enterprise Model for Universal Ingestion
The Enterprise Model for Universal Ingestion gives carriers, MGAs, and brokers an instant on-ramp to AI-driven underwriting.
It delivers AI submission automation that ingests, cleans and structures complex risk data across any class of business, enabling immediate, group-wide gains in speed, consistency, and control.
Scale as appetite grows
By removing manual rekeying and automating submission intake, the Enterprise Model for Universal Ingestion helps carriers, MGAs and brokers quote faster, improve submission quality and increase quote-to-bind ratios.
It is the same proven technology that powers our specialist models. Ready to deliver ROI from day one and scale with you as appetite grows.
Key capabilities
- Rapid onboarding. Go live in weeks, not months
- Broad coverage. Supports all specialty insurance lines, including hard-to-place and emerging risks
- Accurate out of the box. Advanced data extraction for insurance submissions with minimal configuration
- Future-proof. A strong foundation to layer line-specific AI models as your portfolio evolves
How it works
Our proprietary insurance document ingestion engine uses large language models trained for insurance context. It captures and validates all the fields underwriters need — not just simple name and address — but the nuanced data that drives accurate pricing and better risk selection.
Your teams and broker partners can upload or forward raw submissions (emails, spreadsheets, word docs, PDFs), and the model instantly returns clean, structured, underwriter-ready data. The result is a single digital feed into your rating, pricing and core systems — cutting manual handling and speeding up time to quote.
Key benefits
Instant
efficiency
Unify submission automation across divisions and geographies.
Better
risk insight
Capture the deep contextual data that matters for accurate underwriting.
Improved
quote-to-bind
Faster responses mean you win more broker-first opportunities and become easier to trade with.
Scalable automation
Extend AI across multiple lines without rebuilding from scratch.
Compliance and consistency
Reduce human error and standardise data intake.
Accelerated submission processing
AI-driven workflows boost accuracy and speed – so you can win more business, faster.
Designed for carriers, MGAs, and brokers
Whether you write, place, or manage Marine, Aviation, PV&T, Construction, or other specialty risks, the Enterprise Model for Universal Ingestion helps carriers, MGAs, and brokers quote faster, improve submission quality, and increase quote-to-bind ratios. It provides a fast, low-friction way to bring AI-driven submission automation into your business.
Start simple, prove value, then expand to our line-specific ingestion models to achieve higher accuracy, deeper risk understanding, and scalable automation as your portfolio evolves.
Concirrus allows us to be more responsive to brokers and insureds, ensures greater regulatory compliance and consistency in our underwriting, and supports our team to focus on what matters most — strategic risk assessment and client service.
Steven Allen, President of Applied
Industry Insights
Download: Your Underwriting Playbook for 2026
A practical guide to underwriting with speed, confidence, and control.
