AI Implementation in Insurance

AI Implementation in Insurance: Concirrus + Applied Aviation Shortlisted for US Award

Concirrus and Applied Aviation shortlisted for their real-world underwriting AI system.

We’re proud to share that Concirrus, in partnership with Applied Underwriters Aviation, has been shortlisted for not one, but two categories at the Insurance Insider US Honors 2025

These nominations reflect more than industry recognition. They mark a turning point in the way AI is being applied across the specialty insurance value chain; from ingestion to decision, from prototype to production.

“Too many AI projects get stuck in the lab. This one’s live, supporting real underwriters, on real risks, at real scale. Recognition on both sides of the Atlantic shows just how far we’ve come, and what’s possible when you focus on outcomes, not hype.”

From Hype to Production: What Set This Apart

Specialty underwriting isn’t standard. Submissions are long, messy, nuanced and riddled with scanned documents, legacy spreadsheets, narratives, and handwritten content. No single AI model can extract meaning across that kind of chaos and it’s not about getting “the top 20-fields” it’s about getting the AI to understand every single data point that’s needed for clearance and rating of the risk. 

That’s why our solution with Applied Aviation doesn’t rely on just one model nor is just extracting data. It brings together multiple AI agents, orchestrated in real time to deliver speed, consistency, and trust. 

  • Model governance layers to route tasks dynamically 
  • Specialist agents for extraction, validation, and consistency 
  • Automated clearance, checking and enrichment 
  • Explainability built in – so underwriters can trust what they see 
  • Domain-tuned knowledge that adapts to evolving insurance language 

This isn’t a demo. It’s a live, production-grade system driving operational results. It also takes about 90-seconds to get from receipt of submission to having it cleared and ready to rate and quote. This is progress!! 

Engineering the Future of Underwriting

What sets this project apart is our ability to tackle the deep-rooted challenges of submission automation, and scale it.

  • Extracting loss run data with precision
  • Eliminating hallucinations through fallback loops and validation layers
  • Embedding privacy and compliance into the architecture
  • Balancing performance with cost at every stage 
As outlined in our Submissions Automation white paper, this work demanded more than clever prompting. It required domain-specific orchestration, real-world feedback loops, and agentic AI frameworks built with underwriters in mind. 

Built with Underwriters, for Underwriters 

This nomination is also a celebration of co-creation. 

Applied Underwriters Aviation brought deep operational insight, real submission data, and a clear mandate: build something that actually works. Together, we’ve delivered a solution that enables faster quoting, improved accuracy, and smarter decision-making across the board. 

What’s Next 

As AI matures, so will the complexity of the problems we solve, across product lines, markets, and data sources. But this moment stands as proof that real, production-grade AI is not only possible, it’s happening. 

Thanks again to Insurance Insider US for the recognition. 
We’ll see you in New York this September. 

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